Classic Car Insurance

It’s no ordinary car. Get the right kind of coverage. Serving North Central Washington communities and all of Washington.

It takes more than age to make it a classic. A collector car isn’t just a way to get around. It’s an investment that will continue to appreciate in coming years.

Not all classic or antique cars are used the same, so The VIP Insurance Agency will work with you to select the appropriate policy to accommodate coverage needs, miles driven, vehicle age, and vehicle modifications to make sure you have the best policy to meet your needs.

Here are some features you should look for when shopping for classic car insurance:

  • Agreed Value: This means the provider will pay you the full (agreed to) amount in the event of a covered total loss, less any applicable deductible. This type of coverage is much better than “actual cash value” or “stated value” that you may get with some companies.
  • Low Rates: Why pay full-time insurance when you drive your collector car only part-time?
  • Coverage Options: Not all collector cars are the same, so The VIP Insurance Agency can work with you to determine the right amount of coverage to meet your specific needs.
  • Generous Mileage: You’re proud of your collector car, so drive it. Not all insurance companies have a mileage limit, but most collector cars should be driven less than 5,000 annual miles to maintain their value.
  • Roadside Assistance: Whether you’re down the street or on a classic rally through the mountains, you’ll want to find coverage that will flatbed your car to the closest qualified repair facility.

Do you need the insurance for your prize Mustang, Camaro, Charger, Corvette, Thunderbird, or other collector car?

Talk with The VIP Insurance Agency today to identify the best combination of coverage, value, and price for you. We can help make sure your insurance continually meets your needs.


COVID-19/Coronavirus Office information

VIP Customers,

We are committed to serving you!


All VIP Offices are staffed and we are here to serve our community. We remind our customers that most services can be provided by making a phone call to your local VIP office. Payments can be made by credit card, debit card, or check over the phone! Policy changes can be done over the phone as well.


If a visit to our offices is required, we ask that all customers follow health care professionals advice for COVID-19 and please keep at least 6 feet of distance from our staff and we will keep our distance from you as well. If you have recently been sick or fear you might currently be sick, we ask that you do not come inside the office. Please call us and we can meet you at the door for service.


Thank you for your continued support and understanding!


VIP Staff, Management and Ownership