Personal Umbrella Liability Insurance

To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy.

Washington – What’s Peace of Mind Worth to You?

An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.

Do You Have Enough Liability Insurance?

Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.

Liability Insurance Starts When the Others Stop

Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available. Talk with The VIP Insurance Agency to determine the right amount of coverage for your needs.

Broad Coverages

An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.

The right coverage for you is unique – talk to The VIP Insurance Agency today to find out how to protect yourself, your family and your future with the right personal umbrella insurance for you. Just call to speak with one of our agents and determine the right coverage for you.


COVID-19/Coronavirus Office information

VIP Customers,

We are committed to serving you!


All VIP Offices are staffed and we are here to serve our community. We remind our customers that most services can be provided by making a phone call to your local VIP office. Payments can be made by credit card, debit card, or check over the phone! Policy changes can be done over the phone as well.


If a visit to our offices is required, we ask that all customers follow health care professionals advice for COVID-19 and please keep at least 6 feet of distance from our staff and we will keep our distance from you as well. If you have recently been sick or fear you might currently be sick, we ask that you do not come inside the office. Please call us and we can meet you at the door for service.


Thank you for your continued support and understanding!


VIP Staff, Management and Ownership