Protect your livelihood with federal crop insurance.

Federal crop insurance provides your farm with a safety net of protection helping you weather any storm.

How can federal crop insurance help protect your business?

Farming is a risky business and delivering a quality product is essential. You can take all possible precautions and yet outside forces beyond your control can devastate your crop. Having adequate insurance in place each growing season may protect you from the unexpected and help you through a bad year.

Coverage for multiple peril crop insurance.

Multi-peril crop insurance (MPCI), also known as all-risk crop insurance, provides protection for times when the crop yield is low or of poor quality as a result of covered perils, including hail, insects, and disease. MPCI coverage is government subsidized, and farmers can select from a wide variety of coverage levels and options. This coverage must be purchased before the growing season begins, on dates set by the federal government. Multi-peril policies may include coverage for the following:

Whole-farm revenue protection.

Protecting your bottom-line is an ideal way to insure your farm operation. Whole-Farm Revenue Protection (WFRP) offers an insurance solution that safeguards your farm’s revenue—including crops, livestock, and specialty products. Whether you grow multiple commodities or run a mixed operation, WFRP provides revenue-based coverage against low crop prices, low yields, and unexpected disasters. With customizable coverage levels based on your farm’s historical revenue, you can plan for the future with confidence.

Pasture, rangeland, forage insurance coverage.

Pasture, Rangeland, Forage (PRF) insurance is a federally backed program designed to help livestock producers manage the financial impact of reduced rainfall. Using a Rainfall Index, PRF coverage is based on NOAA precipitation data rather than individual production history, triggering payments when rainfall in your area falls below the expected average. This program allows you to insure all or part of your acreage for grazing or haying, helping safeguard your operation against forage losses due to lack of precipitation. While not drought insurance, PRF provides protection against unpredictable weather conditions.

Livestock insurance coverage.

Livestock Risk Protection (LRP) insurance is a financial safety net designed to protect livestock farmers from the impact of declining market prices. LRP allows farmers to lock in a price floor for cattle, hogs, and other livestock, ensuring that if market prices fall below the insured price, a payment is made to offset the difference. This coverage is important for reducing the financial impact of price volatility caused by factors like supply chain disruptions, market fluctuations, or unforeseen events. LRP is available for various livestock types and offers flexible coverage options tailored to individual production needs. Premiums are not required upfront, and the coverage is structured to help safeguard the economic health of the farm during times of price declines. This insurance product provides farmers with a cost-effective way to manage price risk and maintain the profitability of their livestock business.

Crop insurance is key to managing the risks you face as a farmer, but we understand it can be overwhelming. With over 40 years of serving local communities, our experienced agents are here to guide you through the process. We’ll make sure you have proper coverage to protect your crops. Contact us today to review your coverage options.